There's Still Time For A Mortgage Refinance
Home values are up so if you haven’t refinanced lately, there’s still time to refinance your mortgage before it’s too late!
Cash-Out Refi
Take advantage of your home’s equity
- 600 Minimum FICO score
- 85% Maximum LTV (Loan-to-Value Ratio)
- SFR, PUD, Condo, 2 - 4 Units OK
- High Balance and Manufactured Housing Options Available
Rate/Term Refi
Reduce your rate or term (i.e. 30 to 15 year)
- 600 Minimum FICO score
- 97.75% max LTV (Loan-to-Value Ratio)
- SFR, PUD, Condo, 2 - 4 Units OK
- High Balance and Manufactured Housing Options Available
VA IRRRL
Streamlined Refi for military servicemembers & veterans
- No appraisal
- 640 Min FICO
- No income documentation required (except when principal and interest (P&I) will increase 20% or more)
- No assets (unless funds are required to close)
HomeStyle Refinance
Pay off high interest energy improvement debt
- Pay off PACE and HERO loans
- Pay off other secured or unsecured debt that financed energy-related improvements.
* Specific loan program availability and requirements may vary. Please get in touch with your mortgage advisor for more information.